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Credit Challenged Investor Challenges

apartment building loanBuying a large commercial property with poor personal credit history is not an easy task. You will need to find a lender who is willing to lend you money for your purchase. There are some lenders who will consider your assets or income as collateral against the loan instead of requiring a significant amount of personal credit. There are a few scenarios when you can buy a property without a great credit history, but we are going to teach you how to do it with a special type of loan.

When Can You Purchase an Apartment Building?

You can purchase a rental property such as an apartment building without personal credit history on your first property purchase. There are no past personal credit goals to establish this way, why delay profits from potential investments?

How to Buy New Apartment Buildings with Bad Credit

new apartment building loanIntroduction: What is a New Apartment Building Investment?

Buying an apartment building can be a rewarding investment. It's a good way to invest in real estate with minimal risk and low maintenance. Some people buy and manage them as passive investments, while others run them as business ventures.

You will need to do your research before deciding which type of management you want to take on with your new purchase.

What are the Requirements for Buying a New Apartment Building?

The first requirement is the financial capacity to buy an apartment building. This capacity is usually measured by the amount of cash one has. If one doesn’t have the cash, they can take out a loan or get help from family members or friends. At RentalHomeFinancing.com you can get a loan based on the income of the property instead of having to come up with huge amounts of cash.

The second requirement is that one must be of legal age to buy an apartment building. There are some exceptions to this rule, but it’s good to know that most states require that you be at least 18 years old to buy an apartment building.

apartmentIntroduction: What is Apartment Building Financing and Who Might be Interested in it?

Apartment building financing is a popular choice among real estate investors because of the many ways that it can be used.

Apartment building financing can be used as a form of income that can be leveraged as credit, some investors use this method to turn their properties into cash flow producing assets.

Apartment building financing is also attractive to some types of investors more so than others. Those who are more risk-averse may want to invest in apartment buildings with low vacancy rates or stable rental income streams. Investors who are more risk-seeking might want to invest in apartments with high vacancy rates and higher potential for appreciation.

Thursday, 12 March 2020 18:21

How to Choose the Right Apartment Loans

How to Choose the Right Apartment LoansThere are several investment options for investors who want to expand into commercial property and apartment loans are one option that might work for you. Investing in an apartment is a big decision though, so you want to make sure you choose the right one.

Deciding how to move forward with apartment loans can be challenging, but with the right information, you can determine the best loan options for your investment property needs. Review this guide to choosing the right apartment loans for your situation.

What Types of Apartment Loans Are Available?

The term “apartment loans” is a broad term that applies to multiple types of investment property financing options. Narrowing down the right loan option for your property can be difficult.

Alliance Residential Shines From the Valley of the SunPhoenix, Arizona is the hottest city in the United States. Temperatures regularly reach over 100 degrees, and it’s over 90 for almost half the year. It’s also home to Alliance Residential, the fourth-largest multifamily property management company in the country.

According to Property Manager Insider, Alliance managed 110,712 units in 2019, and it’s the fastest-growing company on the list. This privately held company may be headquartered in Phoenix, but it operates in 33 housing markets across the U.S.

Apartment investment loans for tental units in Arizona is growing.

Brad Cribbins, President and COO of the company’s management division, credits the company’s culture with its rapid growth. As he tells Multifamily Executive:

How to Secure an LLC Mortgage Rental Home FinancingOwning an apartment building is one of the smartest investments you can make. Among other things, it offers the numerous benefits of owning a rental property without the same exposure to vacancies. As long as you keep a certain number of apartments occupied, you’ll always enjoy a healthy cash flow.

Nonetheless, to enjoy the full potential of purchasing your own apartment building, it matters just as much how you finance your purchase.

For many experienced investors, the right decision is an LLC mortgage.

Thursday, 25 April 2019 15:29

How to Secure Apartment Building Financing

How to Secure Apartment Building Financing Rental Home FinancingWithout a doubt, one of the best investments you can make is purchasing an apartment building.

You’ll immediately enjoy an impressive amount of cash flow and a fantastic hedge against rising inflation or economic downturns. Owning an apartment building also gives you an incredible amount of leverage for continuing to grow your portfolio in the future.

Of course, before you can enjoy all of those benefits – and many others – you need to secure apartment building financing. If you don’t understand how to do so, you might still be able to purchase an apartment building, but the outcome will be far from ideal and may even hurt your expected returns.

5 Steps to Securing Apartment Building Financing

The good news is that even if making an investment of that size is a big step, apartment building financing actually doesn’t need to be. You just have to know the five steps that are proven to secure the capital you need ASAP.

Tuesday, 05 February 2019 12:57

Fourplex Financing Loans with No Tax Returns

Fourplex FinaFourplex Financingncing Loans for Landlords

If you want the best bang for your buck, fourplex financing, 4 Unit Loans for Landlords. And the best part is these are loans with No Tax Returns requiredCurrently, about 40% of the U.S. population are part of the rental market. That’s a massive amount, which is why it’s such a great time to increase your rental property portfolio.

Aside from all the renters out there, the price of houses is also creeping up. Purchase properties now while costs are still relatively low, and you’ll be in a great position when high prices increase the number of renters out there further.

While there are countless types of properties to choose from, the more units you can fit onto a single mortgage, the better. That’s why you should consider fourplexes.

With the right fourplex financing, that acquisition could become your most valuable to date. We are the best mortgage lenders for fourplex financing.

Apartment Building Financing Best OptionsApartment Building Financing

Interested in buying your own apartment building? You came to the right place, we are the best mortgage lenders for apartment building financing, especially for the credit challenged investors.

There’s certainly a lot to be excited about.

Owning your apartment means massive rent checks every month.

It also offers an extra level of security because, even when you’re not at 100% occupancy, you’ll always have some amount of cashflow.

Still, before you can begin enjoying these benefits, you need to understand what apartment building financing entails. Keep reading to learn more about 4 of the best options for securing and apartment building loan.

Streamlined Financing for Small Apartment Buildings using Stated Income

Small apartment buildings and multifamily properties are currently offering up some of the best returns for investors. What financing options are there for investors seeking to add apartment buildings to their portfolios?

Small Balance Apartments

Smaller balance apartment buildings and multifamily properties are among the top property types for investors right now. After several years of giant funds chasing single family homes and larger commercial property deals in prime locations, smaller multi-unit properties can provide some of the most attractive deals for yields and growth.

In the past it hasn’t always been easy for real estate investors to find financing for small balance apartments. Lenders have preferred to put their capital into larger deals. Our new apartment building loan program changes that lender mentality with some of the most attractive rates offered in today’s market on a National level.

apartment building loansExpanded approval for apartment building loans!

Rental Home Financing recently announced the rollout of its newly expanded apartment building loans for income property investors. With access to attractive financing for more multifamily investors, what are some of the best ways to leverage pent-up equity to improve portfolio performance?

Credit challenged Investors are Buying New Apartment Buildings

Multifamily real estate investing is trending, and now new apartment building loans are enabling even credit challenged investors to participate. 

New Multifamily Loans for Investors

New apartment building loans from Rental Home Financing offer access to captive equity for multifamily investors that haven’t been able to maximize their portfolios until now.

 

 

Loan program highlights include:

 

  • LTVs up to 75%
  • Non-recourse loan option
  • Loan amounts from $500k to $20M
  • Low multifamily mortgage rates
  • Up to 30-year amortization
  • Expanded approvals for credit-challenged borrowers

 

Four Strategies for Putting Capital to Work for Maximum Portfolio Performance

 

  1. Investing in Better Property Management Technology
    Technology has dramatically changed property management in the last 24 months. Those multifamily property owners armed with the best in property management software, cloud storage, and mobile apps are creating far higher spreads and NOI than ever before possible.

  2. Value add Improvements
    One of the best advantages of multifamily property investing is the ability to add value in any market cycle, as well as the enhanced ROI on property improvements and upgrades. Those not putting this to work for themselves, and who are not leveraging current retrofitting and green building trends will fund their returns subpar.

  3. Positioning Your Portfolio
    Building on the above, some of the most significant gains in boosting multifamily property lending performance and stated apartment loans is in upgrading the positioning and branding of investment properties. This can be applied through hard on-site upgrades as well as through PR and media. Perceived value can mean real increases in occupancy rates, rental rates, and NOI.

  4. Expanding Portfolios
    Many investors and firms are simply fooling themselves when calculating cap rates and ROI today. Rapidly growing asset prices, complimented with compressed mortgage interest rates, and new opportunities means that those with higher rate loans and even ‘free and clear’ holdings are likely experiencing far inferior true cap rates and returns than they are aware of.

    The ability to reduce rates and borrowing costs, and release captive equity with new apartment building loans are enabling investors to expand portfolios while the market is ripe and dramatically improve overall returns.

 

Rental Home Financing Investment Loans

Credit challenged Investor loans for New Apartment Buildings

Multifamily real estate investing is trending, and now new apartment building loans are enabling even credit challenged investors to participate…Of course, we finance great credit sponsors as well..

 

Multifamily is Still Hot

From coast to coast multifamily housing is in hot demand by both tenants and investors. Boston and New York are seeing their first modular apartment buildings going up, ethical investors are leveraging this sector to fill the desperate need for affordable housing, and builders are switching from sales to rentals.

 

January 2021 saw continued strength in multifamily starts and a 20% rise in permits, yet the National Association of Realtors has maintained that new construction still has a long way to go to keep up with demand as the expectation of the number of renters in the US are considered to rise.

 

A new luxury townhouse rental development on the Pacific coastline in San Diego, CA highlights how this trend is catching on at all levels of the market, while leading investment advisers like Brad Sumrok in TX promote the superior advantages of multifamily, including streamlined management.

 

Of course, aside from the enhanced returns, and pressure to increase urban density, one of the reasons multifamily is so popular right now is that consumers are credit challenged. This is not much different on the flip side for investors either. Many real estate investors have had their own challenges during the last seven years. Thanks to a brand new loan program from Rental Home Financing investors no longer need perfect credit to engage this niche.

Apartment Building Financing Loans

Those seeking to get back into the real estate industry after a break, desiring to expand their holdings, or eager to refinance their apartment buildings now that interest rates are low will find Rental Home Financing loans for multifamily offer many exciting features including…

 

  • > 24 month out of BK - "OK"
  • Past foreclosures - "OK"
  • 600 FICO minimum
  • Charge offs – ok
  • Up to 75% LTV
  • 500k to $20,000,000
  • Non-recourse options
  • 4.375% & up Interest rate range
  • Up to 30 year amortization
  • 3-5-7-10 year fixed rates


Contact us today to help finance your investment property portfolio.

More than just a leading U.S. Blanket Mortgage Lender, Rental Home Financing is your partner for long term wealth building and cash flow generation. We’re invested in your long term success.Contact us today and experience a refreshing new approach to financing investments…

Call today for more information: 1-888-375-7977 or CLICK HERE.