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definitions real estateWhat’s the Difference Between Realtors, Real Estate Agents, & Brokers?

The likelihood that you'll work with a real estate agent,  broker,  or realtor at some point in the real estate business is pretty good. These are phrases and titles that get a lot of usage, often interchangeably. However, there are significant distinctions between them, as well as knowing what they represent.

Real Estate Investor Definitions

We'll go over what each term means and its main function in the real estate industry. All of these professionals are licensed to help you with different stages of renting, selling, or buying a property. Let's dig a little deeper:

Last modified on Wednesday, 07 September 2022 02:22

build to rent surgeMarket Surging SFR Built-to-Rent Construction

What is a build-to-rent home?

A build-to-rent home investment rental can look similar to an old suburban house. This includes many different buildings, such as apartments, condos, and even townhouses. The main difference is that these build-to-rent home loans are built specifically for the purpose of being rented out.

Benefits of Build-to-Rent (Development)

There are many benefits to this type of housing in the real estate market. For one, it can provide a more stable environment for renters. These properties are also generally well-maintained and often offer amenities that traditional rental properties may not have.

Last modified on Thursday, 15 September 2022 18:36

Asset-Based Lending with Hard Money Loans

hard money lendingWhat is a hard money loan?

Hard money lending is a type of business financing for real estate investments where lenders extend loans to real estate investors using the value of the real estate and its income as collateral. It is sort of an asset-based loan that is flexible to get you the hard money loan you need fast

These real estate investment loans are a type of asset-based lending typically used by real estate developers for short-term financing opportunities or for properties that need rehabbing for rental properties, ie commercial real estate.

If you're a real estate investor looking for financing, hard money lenders should be one of your go-to options for asset-based lending. Here's what you need to know about hard money lending for investors.

How does asset-based lending work?

Hard money lending works by using the value of the real estate as collateral, which is why it is sometimes referred to as asset-based loans. Lenders will extend loans for real estate investing based on the value of the property, regardless of the borrower's credit score or income.

Last modified on Wednesday, 07 September 2022 02:44

Use Potential Rental Income to Qualify for a Loan

potential rental income for mortgageYes, we can help you get a rental income mortgage for rental property.

A rental income mortgage based on potential rental income for mortgage deals are available. We help you use potential rental income to help you get approved for an investment property without using your debt to income ratio from your W2. You don't need to worry about qualifying income to get into the rental property cash flow business.

This is not for a primary residence, the subject property will be considered commercial property owned through our no ratio DSCR loan (debt to income ratio). As a hard money lender, we have options with loan products that others just can't offer.

How does future rental income to qualify work?

Future rental income represents the total value of rental income for an apartment building or single property rental home at competitive market rates. This means the property does not need to be occupied by renters at the time of purchase.

When considering a rental property, as mortgage lenders we consider the future rental income of the investment properties. The predicted rental income is calculated as the monthly gross income, yes, this is how we have the rental income calculated. Future rental income and projected rental income instead of the actual rental real estate income.

For more information on how to get started with a rental property loan, please contact us.  888-375-7977

Last modified on Wednesday, 07 September 2022 02:48

Refi Lending for Credit Challenged Investors

credit scoreWho is best hard money loan lender to refinance with for the credit challenged?

The best mortgage lenders &  best refinance company is the best mortgage lenders for credit challenged! Among the top 2022 mortgage loan companies is RentalHomeFincing.com with international hard money loans. We can service loans with credit scores as low as 620.

As Hard money lenders, we specialize in helping those wanting to get into the BRRRR (Buy, Rehab, Rent, Refinance, Repeat) and growing short-term rental market.

We can provide easy fast investment loans for anything from a single famly home rental to a quad-plex, an apartment building and even an entire commercial project of office buildings or strip malls.

The Best Mortgage Lenders Make Your Financial Dreams Come True

Have you ever wanted your own strip mall, apartment building, quadplex or even just a single-family home rental but thought you would never qualify? We can help you achieve your dreams of becoming a real estate investor.

For anyone with a minimum credit score looking to refinance their investment property, rentalhomefinancing.com is the best choice. As short-term rental mortgage refinance lenders for those with less than perfect credit, we have a wide range of programs to choose from.

Last modified on Wednesday, 07 September 2022 03:20

Short term rental trends

Short Term Rental Trends in 2022

Google Trends is Showing Profit Locations for Short-term Rentals

The holiday cottage in the country is now the hottest short-term rental trend in 2022. Sometimes you just need your space, and that space is sometimes making people profit.

You got your car rentals all figured out, vacation packages are taken care of by an instant booking through the real estate market, perhaps a visit to some nearby national parks as part of your top destinations list but all the bookings for vacation rentals, host service fee, and some sort of additional fees for your reservation and then a light comes on in you head. You could own a vacation rental and save all those holiday rent costs you would expect to pay as a guest.

Holiday Homes As  Short Term Rental Income

Vacation rentals can start to get expensive as the short term rental market grows. Business travelers who own holiday homes in urban areas can use them as vacation homes and as property owners, since it is their own home they can use it as a holiday cottage for the short term rental market. The average number of frequent business travelers to the same destination might do well to invest in a house that could be revenue each week.

Last modified on Wednesday, 07 September 2022 03:54

Improve Your Property - Cash Out Equity to Improve Profits

Cash out equity and use equity during recession, cash out refinance.Cash out equity, use equity during recession, cash out refinance to get ahead. In these tough economic times, many homeowners are looking for ways to cash out equity from their property in order to gain some extra cash. One way to do this is through a cash out refinance.

How cash out refinance works is by taking the existing monthly mortgage payments you have been making on your existing mortgage and a new mortgage is created allowing a cash out refinance to provide you with extra money instead of taking out personal loans.

Equity Refinances

Equity refinances allow homeowners to cash out a portion of the equity they have built up in their homes. This can be a great way to get some extra cash to help during a recession. Loan requirements for rental property is easy and so is an equity refinance.

A home equity loan is a loan that uses your home as collateral. You borrow a lump sum of cash and make fixed monthly payments over a set period of time. Home equity loans typically have lower interest rates than other types of loans, making them a good choice if you need cash for a specific purpose depending on how much cash you may need.

Last modified on Thursday, 07 July 2022 16:56

DSCR LOAN - DSCR LOANS

DSCR Loan VS No Ratio DSCR Loans

DSCR Loan - What are DSCR loans?

The DSCR loan gives the borrower DSCR loans purely for the cash flows generated by the investment and no personal income. DSCR loans are available for the financing of residential or commercial property.

We Provide a No DSCR Ratio - Fast and Easy Loans for Vacation Rentals

If you are looking for a vacation rental, we provide a No DSCR Ratio -Fast and Easy Loans. This loan is perfect for those who want to avoid the hassle of dealing with a DSCR loan. With a No DSCR Ratio -Fast and Easy Loan, you can get the financing you need quickly and easily.

How Does a No DSCR Ratio Loan Differ from Traditional Loans?

Traditional loans focus on your personal income instead of the rental income of the monthly rent, the monthly payment debt obligations to purchase loans for those mortgage brokers are based on the borrower's ability to prove enough cash flow from personal finance to cover the debt. We have an entire section on DSCR No Ratio Loans

Last modified on Thursday, 15 September 2022 18:39

How to Finance an Airbnb Property

airbnb loans

The Investor Guide to Airbnb Financing in 2022

If you want to know about Airbnb Loans: How to Finance an Airbnb Property in 2022, you came to the right place. Your rental property becomes powerful investment property when turning it into an Airbnb rental property. This type of investment property we call "short-term rental properties".

It can be difficult to finance an Airbnb, Vrbo, HomeStay, or Booking.com type of property as there are fewer loans to choose from. The good news is, even a potential owner of an Airbnb property with less credit score or low deposit can get a loan that suits their needs with hard money loans for Airbnb financing to finance that investment property.

We have a hard money loan even if you are just looking for single property loans for Airbnb financing so if you are ready for the Airbnb loans instead of a conventional loan, we got you covered for your short-term rentals. Call us today to get started on your vacation rental and we will be more than happy to discuss Airbnb financing options. 888-375-7977

Last modified on Wednesday, 07 September 2022 19:18
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