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Displaying items by tag: mortgage

5 Questions to Determine ifBlanket mortgages sound like loans you take for that really expensive ReST bed you had your eye on. Even real estate professionals aren’t always aware they exist. These multi-property liens are often confused with products like wraparound mortgages. But a wraparound mortgage is just a fancy second lien, whereas a blanket mortgage is a first lien.

Not only are blanket mortgages easier to deal with than those other complicated loans, but they’re typically offered only by specialized companies. This is because traditional banks don’t have the capacity to train staff on how to help professionals who own multiple properties.

Published in Blanket Loan Mortgages

Triplex Financing RHFWould you like to grow the size of your rental-property portfolio?

How about growing it by three units with just one mortgage?

If so, one of the easiest ways to do that would be by simply purchasing a triplex.

Before you do, though, you’ll need to secure the triplex financing necessary for that purchase.

What Is a Triplex?

A triplex is essentially the same concept as the more-common duplex, except that there is a third unit. Just like with duplexes, each of these units are independent of one another other than shared walls. Each unit has its own door to the outside, kitchen, bathroom(s), etc.

Published in Real Estate Investors

Free and Clear Rentals Need to RefinanceFree & Clear Rentals Need to Refinance

Rental home investors with mortgage free income properties are flocking to take advantage of a new loan program which enables them to access pent up equity.

So why are sophisticated buy and hold real estate investors rushing to refinance under this new mortgage program, and why do all those with free and clear properties need to act now?

New DSCR mortgage loans from Rental Home Financing offer landlords with income properties to refinance and cash out, at incredibly low interest rates. Many investors have acquired rental homes for cash recently, and while it can feel cozy to some to be mortgage free, there are some very vital reasons for acting on this opportunity now.


This includes…

Investment Mortgage Interest Rates

Investment Rates

There is really only one way for interest rates to go. That’s up. For long term buy and hold investors it doesn’t matter if that takes 2 months, or 2 years. Just a couple point hike (and it will go much higher than that), will make hundreds of thousands of dollars difference in borrowing costs over the time holding even a small portfolio, or single property. That means those that may need to refinance within the next decade or two will be far better off doing it now.

 

Liquidity for Investors

Bar chart liquidity

Liquidity is critical to investors. It provides a cushion for unexpected damage and replacement needs, as well as personal needs such as major health expenses. When crises happen it is normally difficult, if not impossible to refinance. That means at least lining up an active credit line now can be invaluable.

 

Maximizing Investment Returns

return on investment

Being able to recoup capital means being able to take advantage of current opportunities, and lock in great ongoing passive income and wealth building. Those who delay will suffer reduced returns due to a variety of market factors. Check out our DSCR loan program with NO job or income verification messing with your W2.

 

Diversity of Capital to Protect Investors

diversity

Access to more expansion capital now also means the benefits of greater diversity in a portfolio. This helps to keep income consistent, and protects investors from everything from local job market shifts to natural disasters.

 

Reduced Risk for Rental Property Investors

risk

All of the above combine to reduce risk for rental property investors that sensibly leverage their properties now. Additionally, it can work to preserve credit by keeping lines clear and ensure working capital in a pinch.

 

 

Smart and modest leverage is a great tool. Those that hide behind the mirage of comfort that a mortgage free property are unfortunately deluding themselves. There is really no such thing as ‘free and clear’. There will always be property taxes, insurance or repairs. So why deny yourself of the best benefits of leverage?

 

Rental Home Financing Investment Loans

Investment Property Mortgage Partners

Located in Indianapolis, Indiana, we are a Direct Lender for most anything commercially oriented (for rent) including single family houses, town-homes, condos, & multifamily apartment buildings on a Nationwide basis.

We will always separate ourselves from the competition by providing transparency within the marketplace and personal attention to custom situations and always competing for your business.

Over 25 Years of Excellence!

Our 25+ years of experience in commercial and multifamily mortgage lending throughout all market conditions there are a few that even come close to being equipped to the needs of over serious investors and the level of expertise & value you will discover with the professionals at Rental Home Financing.

From blanket mortgage loans for recapitalizing on free and clear portfolios of single family homes to restructuring leverage into compact, highly efficient, loans with the lowest investment property mortgage rates for easier management and higher profit margins to acquiring new bulk SFR portfolios we’ve got a solution for you.

 

More than just a leading U.S. Blanket Mortgage Lender

Rental Home Financing is your partner for long term wealth building and cash flow generation. We’re invested in your long term success.

Contact us today and experience a refreshing new approach to financing investments.

 

Rental Home Financing Investment Loans

Published in About Us

NO-LIMIT INVESTOR PORTFOLIOS

investor property finance loansNo limit investor portfolio! Investor property finance loans from a direct commercial lender. There are no limits on the number of properties your portfolio may include; whether 1 or 3,000, we likely have a solution. Mortgage financing is available for single-family houses, condos, and apartments in most areas of the United States at competitive rates.

We are now working with the best of breed and savy investor for the most competitive rates available today. Our group is actively searching for the best opportunities to fund in the rental housing market business in most states in of the USA. Loan Amounts ranging $500,000 to $50,000,000+.

New Investor Property Finance Loans for 2022

Over 5.5 billion under management. We are proud to be providing the first wave by providing a much-needed product for investors with sensible underwriting and competitive rates.

Currently there is no limitation on the number of properties that can be included within the portfolio. Conservative, common since underwriting is used to determine loan proceeds and interest rate. 

Start Your No limit Investor Portfolio

Contact one of our qualified representatives for more details on our No-limit investor portfolio program. You need investor property finance loans from a direct commercial lender. This ever evolving product and we are at the forefront of loan technology to keep you in profit.

We do offer lines of credit for those well qualified sponsors and property managers looking to grow towards hundreds of rental and apartment properties.

Call us today – 1-888-375-7977 and speak with one of our qualified representatives!

Rates for Investment Property:
Houses - Condos - Apartments - Town-houses

TermTypeIndexPrepay prd.RecourseMax LTVMin. DSCRAmort.
5 years* Fixed 5-year Swap Options Non-recourse 60% 1.2x 30 years
5 years* Fixed 5-year Swap Options Full recourse 75% 1.2x 30 years
10 years* Fixed 10-year Swap Options Non-recourse 60% 1.2x 30 years
10 years* Fixed 10-year Swap Options Full recourse 75% 1.2x 30 years
  • From $50,000 - $50,000,000+
  • 30 Year Amortization
  • 5 -10 - 30 Year Fixed Rates
  • Up to 75% LTV
  • Competitive Market Rates
  • Non-Recourse options
  • Unliminted Cash Out
  • Prepayment options
  • Minimum 630 Credit Score


LOAN PARAMETERS
| FORIEGN NATIONALS | RENTAL PROPERTY LOANS | OUR BLANKET LOANS

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Rental Home Financing: For Fast Profitable Real Estate Investing!

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Landlord Financing

Rental Home Financing specializes in landlord financing by providing permanent financing for investors with at least 1 property in most areas of the country with our innovative new programs geared toward the entrepreneur investor.

Avoid balloon payment problems with long term rental income. Whether you are in search for money lenders for a commercial loan like an airbnb loan or a multifamily property, we got you covered.

 

Rental Home Financing Investment Loans

Published in Foreign National